Toyota Financing Options

 
 
Toyota Financial Services

Toyota Calgary Finance or Lease?

The decision to finance or lease a vehicle is often a matter of personal preference. You know that if you finance your vehicle, you own it and can enjoy all the benefits of ownership, but what about leasing? In order to help you decide which is best for you, here are a few things that you should know about leasing.

When you park your Toyota in the driveway, you want the satisfaction of owning it and the confidence of knowing that it was made possible through the quality financial services that we provide.

Financing from Toyota Financial Services will make it happen with:

  • Competitive rates
  • Flexible terms of up to 72 months
  • Easy to read contracts that fully disclose all the details you need to know
  • Consumer-friendly, simple interest financing
  • Full or partial early repayments at any time without penalty
  • Convenient, automatic monthly payments through our Direct Payment Plan
  • The biweekly loan payment option enables you to make your vehicle payments every two weeks instead of on a monthly basis. Contact us for details.
  • Leasing typically provides for lower monthly payments and lower up-front costs than you would pay on a loan for the same vehicle
  • When you lease, you only pay tax on the monthly payment. When you finance, you pay taxes on the full purchase price of the vehicle
  • Leasing gives you choices at lease end:
  • Toyota Guarantees the Future Value of your vehicle at lease end
  • You may purchase the vehicle at the Guaranteed Future Value
  • You may return the vehicle as provided in your lease
  • You may lease or finance another Toyota vehicle
  • Toyota Financial Services offers convenient financing and great rates should you choose to purchase the vehicle at the end of your lease.
  • You do not own the vehicle
  • You do not build up equity in the vehicle
  • Excess kilometre and wear and tear charges may apply
  • Lower monthly lease payments may result in higher carrying charges than a loan

Toyota Financial Services

Lease Your Toyota

Leasing is a great way to get into the Toyota of your choice. Toyota Financial Services (TFS) remains committed to helping you to do just that. Here's just a few of the benefits and advantages that leasing with TFS delivers.

Protect yourself against unexpected excess wear and tear charges on your leased Toyota with the Wear Pass plan. Designed for protection against damage beyond what is considered normal everyday use, the Wear Pass plan ensures that you do not face extra charges at lease end. For details on what type of damage is covered and to answer any questions you may have on the Wear Pass plan, please contact your Toyota dealer. The Wear Pass plan is designed to provide peace of mind when leasing a vehicle, with the knowledge that you are protected.

Leasing Advantages with the Wear Pass Plan
  • No security deposit
  • Monthly or semi-monthly payment options to fit your budget
  • Standard or Low Kilometre Lease to match your lifestyle
  • Free first or last semi-monthly payment for qualifying customers & leases*

With a lease, you only pay for the portion of the vehicle that you actually use – so monthly payments are lower than for a loan for the same car and term. In addition, leasing rarely requires a down payment. And, you don't pay an upfront tax on the entire value of the vehicle – just on the monthly payment.

A lower monthly payment often means that you can get 'more car' for your money. In fact, many customers find they can lease a new vehicle for less than the finance payment on a used vehicle! And TFS can structure the lease to suit your trade cycle – so that you can drive 'new' more often.

A lower monthly payment often means that you can get 'more car' for your money. In fact, many customers find they can lease a new vehicle for less than the finance payment on a used vehicle! And TFS can structure the lease to suit your trade cycle – so that you can drive 'new' more often.

A lower monthly payment often means that you can get 'more car' for your money. In fact, many customers find they can lease a new vehicle for less than the finance payment on a used vehicle! And TFS can structure the lease to suit your trade cycle – so that you can drive 'new' more often.

A lower monthly payment often means that you can get 'more car' for your money. In fact, many customers find they can lease a new vehicle for less than the finance payment on a used vehicle! And TFS can structure the lease to suit your trade cycle – so that you can drive 'new' more often.

If you lease for a term that coincides with the length of the manufacturer's warranty, repairs will always be covered. In addition, leases automatically include Gap Protection – where, if your vehicle is damaged beyond repair, TFS will cover the difference between what you owe on the lease and the amount of your insurance settlement.

If you lease for a term that coincides with the length of the manufacturer's warranty, repairs will always be covered. In addition, leases automatically include Gap Protection – where, if your vehicle is damaged beyond repair, TFS will cover the difference between what you owe on the lease and the amount of your insurance settlement.

24,000 kilometres per year are included in your lease; and, you can buy additional kilometres up-front at a reduced rate. In addition, the trouble and expense of selling a used vehicle are eliminated. TFS assumes responsibility if you choose not to buy – and there's no acquisition or disposal fees if you return the vehicle within the lease terms.

At the end of your lease, you have the option to purchase the vehicle at the Lease End Value indicated in your contract; return the vehicle as provided in the lease; lease or finance another Toyota vehicle. It's your choice.

TFS offers competitive rates and flexible terms – all set out in plain language in a closed-end lease that discloses all details and guarantees the lease-end value of your chosen vehicle. TFS also offers convenient financing and great rates should you choose to purchase the vehicle at the end of your lease.

With the Low Kilometre Leasing option you can take advantage of a lower lease payment if you drive up to 20,000 kilometres per year.

If you think a lease is the right option you can get started by completing a credit application. Still have questions? Feel free to reach out to our Finance department.

What are our Hours of Operation?

New & Used Sales Departments
Mon: 9:00am - 9:00pm
Tue: 9:00am - 9:00pm
Wed: 9:00am - 9:00pm
Thu: 9:00am - 9:00pm
Fri: 9:00am - 6:00pm
Sat: 9:00am - 6:00pm
Sun: Closed
Parts & Service Departments
Mon: 7:00am - 5:30pm
Tue: 7:00am - 5:30pm
Wed: 7:00am - 5:30pm
Thu: 7:00am - 5:30pm
Fri: 7:00am - 5:30pm
Sat: 8:00am - 4:30pm
Sun: Closed
Drive Thru Oil & Lube Express
Mon: 7:00am - 8:00pm
Tue: 7:00am - 8:00pm
Wed: 7:00am - 8:00pm
Thu: 7:00am - 8:00pm
Fri: 7:00am - 5:00pm
Sat: 8:00am - 4:00pm
Sun: Closed
Holiday Hours
  • Saturday, July 30th, 2016 SERVICE, PARTS, AND MATRIX CLOSED
  • Monday, August 1st, 2016 DEALERSHIP CLOSED
  • 63,310 Vehicles Sold
    559,000 Happy Drivers
    1,597,976 Vehicles Serviced
    233,600 Free Oil Changes
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